Health Insurance or
Income Protection
What Is It and How Does It Work?
We all need the essentials to survive—food, clothing, and shelter. But have you ever thought about what makes all these possible? Your income.
Your income determines the quality of food you eat.
Your income dictates the type of clothes you wear.
Your income influences the kind of house you live in.
Simply put, your income supports your lifestyle.
How Do We Earn Income?
There are only two ways:
1. You work to earn it.
2. Someone else works to provide it for you.
Right now, you are the one working to provide for yourself and your family. But what if you suddenly couldn't work anymore? Who would take over that responsibility?
This Is Where Income Protection Comes In
Income protection insurance is designed to replace your income if you are unable to work due to illness, injury, or other unexpected events.
When you’re unable to earn, the insurance company provides you with financial support, ensuring your family’s needs are still met.
Choosing the Right Coverage
There are different income protection products available in the market. Take the time to explore your options and choose one that best fits your current financial situation.
How Much Health Insurance or Income Protection Do You Need?
To determine your ideal coverage, take the Initial Assessment to know more about what suits your needs based on the three key factors (from Financial Planning-Step 4).
Final Thoughts:
Health insurance can give you and your loved ones a safety net while you recover or adjust to any changes.
FOLLOW US
SERVICES
FINANCIAL PLANNING
LIFE INSURANCE
HEALTH INSURANCE
MUTUAL FUNDS (MF)
UNIT INVESTMENT TRUST FUND (UITF)
GROUP LIFE INSURANCE
TALK TO AN ADVISOR
AWARDS AND RECOGNITIONS
CONTACT US
OUR TEAM
OUR LOCATION
OUR ADVISORS
CAREERS
Copyright 2025. Bright Light Fire. All Rights Reserved.