If you have children or plan to in the future, securing their education should be a priority. When it comes to funding their studies, you have two choices:

Option 1️⃣

Save and Grow Your Money
Set aside funds early, earn interest, and by the time your child turns 18, you’ll have a financial cushion ready for their education.

Option 2️⃣
Borrow and Pay Interest
Take out a loan when your child turns 18, cover tuition costs, and repay the amount with interest.

The smarter choice? Saving ahead of time—because the benefits far outweigh the costs.

While keeping money in a bank account is an option, it’s not the most efficient one. There are various financial products designed to help your savings grow over time.

💡Rule of Thumb: Allocate at least 5% of your annual income toward education planning.

Final Thoughts

Your goal? A steady, predictable income stream that supports your future without financial stress.

Take some time to explore them further. Talk to a financial advisor today to explore options that is best for you. Making informed decisions today can set your child up for a brighter future!